Sweden Cuts Maximum Mortgage Term to 105 Years

UK House Price Index

In January, the HSBC said: “The pace of acceleration in the housing market [in Sweden] points to a bubble.” Sweden is now dealing with its overheated housing market by cutting mortgage availability.  Historically, there has been no time limit on mortgage duration in Sweden. The average mortgage term was 140 years. Regulators introduced these restrictions […]

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New Math on Reverse Mortgages…

New Math on Reverse Mortgages

A decade ago, most financial advisers would roll their eyes at the mention of reverse mortgages, loans that give homeowners an advance on their home equity and allow them to delay repayment until the home is sold. However, today, some new regulations and ideas about reverse mortgages might be just the solution. See more on […]

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Seminar: Complimentary Lunch-n-Learn about a cash flow management tool like no other!

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The Home Equity Conversion Mortgage (HECM), FHA’s revamped version of the former reverse mortgage, can help incorporate housing wealth to solve for divorce in retirement, bankruptcy, foreclosure, protecting against a poor sequence of returns.  Come learn about this unique cash flow management tool. Learn how a Home Equity Conversion Mortgage HUD-guaranteed Line of Credit can substantially Increase Retirement […]

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Advisers Promoting Reverse Mortgages for Retirement Planning

Reverse Mortgage for Financial Planning

According to a recent article in the Wall Street Journal, new safeguards have led many advisers to explore when and how to use reverse mortgages in financial plans. The repayment-deferred Home Equity Conversion Mortgage (HECM), FHA’s recently-revamped version of the former “reverse mortgage” is fast becoming a retiree’s best friend when endeavoring to extend cash […]

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